Franklin Gold Certificate

1.31% (APY) for 60 months

Rates have dropped to historic low levels, but our Franklin Gold still offers great returns. If rates should rise, you are protected with the Franklin Gold RESET OPTION. Even the early withdrawal penalty works in your favor as it decreases the longer you have the account.
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Small Business Loans

Small Business Loans provide financing for almost any business purpose, including real estate purchase, business acquisition or startup, equipment, inventory, and competitor and partner buyouts. Loan amounts from $25,000 to $2 million.
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Left Quote As a Mutual Savings Bank, we do not have stockholders. Our focus is on you, our customer.
That’s why we offer great rates, customized products and individual attention. Right Quote

Loans

Whether you are a first-time homebuyer, purchasing an investment property to generate a little extra income or a small business owner in need of equipment, Tioga-Franklin offers an array of loan products to help make your dreams a reality.

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Deposits

Tioga-Franklin savings accounts offer an attractive rate of return on your hard earned dollars while providing peace of mind knowing your principal is protected. Whether you’re building a foundation for the future or investing short term, Tioga-Franklin has an account to meet your needs.

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