Franklin Gold Certificate

1.75% (APY) for 60 months

Rates have dropped to historic low levels, but our Franklin Gold still offers great returns. If rates should rise, you are protected with the Franklin Gold RESET OPTION. Even the early withdrawal penalty works in your favor as it decreases the longer you have the account.
START SAVING
Small Business Loans

Small Business Loans provide financing for almost any business purpose, including real estate purchase, business acquisition or startup, equipment, inventory, and competitor and partner buyouts. Loan amounts from $25,000 to $2 million.
APPLY NOW
Online Banking is here.

Download the Tioga Franklin app today on your device.
Ask For A Higher Rate.

Ask for free Kasasa^© checking:

Earn really high rates*

No monthly service fees

Refunds on ATM fees, nationwide*

Earn More Cash
Ask for free Kasasa^© checking:

Cash back, paid each month*

No category restrictions

Refunds on ATM fees, nationwide*

Earn More Cash

Left Quote As a Mutual Savings Bank, we do not have stockholders. Our focus is on you, our customer.
That’s why we offer great rates, customized products and individual attention. Right Quote

Loans

Whether you are a first-time homebuyer, purchasing an investment property to generate a little extra income or a small business owner in need of equipment, Tioga-Franklin offers an array of loan products to help make your dreams a reality.

Learn More

Deposits

Tioga-Franklin savings accounts offer an attractive rate of return on your hard earned dollars while providing peace of mind knowing your principal is protected. Whether you’re building a foundation for the future or investing short term, Tioga-Franklin has an account to meet your needs.

Learn More