Do you know your banker? Most people can tell you the names of their doctor, lawyer and plumber, but not their banker. At Tioga-Franklin, our customers know us on a first name basis and we know them.
We call ourselves “the little bank with the big difference,” and the big difference is the personal touch. When you walk in the door, we’re glad to see you and we treat you with respect. When you call on the phone, you won’t get lost in an automated maze. We strive to make ourselves available for you, on your time. That is the Tioga franklin difference. Personal service, with availability.
For years we offered the traditional savings bank products of mortgages, home equity loans, savings accounts and certificates of deposit. Today we have expended our services to include cutting edge mortgage and small business products. SmartBiz is our automated Small Business Administration (SBA) loan application product. Businesses needing a loan up to $350,000 can get approval in 30 minutes or less and funding within 7 days. Our online mortgage application system gives you the ease of applying for a loan from anywhere while maintaining the personal touch of the local banker. Finally, our competitive deposit rates are no longer a well-kept secret to local depositors, the word is getting out.
I hope you consider Tioga Franklin for your business or personal needs. Give us a chance to earn your trust. We have no stockholders. We answer to you, our customers, and we will work hard to earn your trust with every transaction, every day.
John T. Coleman
President & CEO