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Finding the right loan involves much more than "rate Shopping." While Tioga Franklin Savings Bank loan programs offer competitive rates, it's the personal touch that sets us apart. Whether buying or refinancing your personal home, investing in income producing Real Estate or financing a business location, Tioga-Franklin has the programs that can get you started.

We offer solutions that include our own portfolio loan products, as well as, agency type of loan offerings through our third party partners.

Residential Mortgages

Tioga Franklin can put you in that new home you have your heart set on, or refinance your current mortgage. First and second homes and vacation properties are all eligible.

Real Estate Investors

Tioga-Franklin is looking for solid real-estate investors. We can offer streamlined application and underwriting processes, competitive rates and fees and a quick turn-around time. Contact a loan officer to get started.

Small Business Lending

Looking for loans up to $300,000 with limited or no collatoral and you need a fast decision? Our SmartBiz Program may suit your needs.

For all other business lending needs, Tioga Franklin has additional options for small business programs.

Offering loans to fit your needs.