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Tioga-Franklin can put you in that new home you have your heart set on, or refinance your current mortgage.

First and second homes and vacation properties are all eligible.


Mortgage Calculator

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  1. What documents will I need to start the loan application process?
    • 2 Years most recent tax returns (Most recent W-2 for all borrowers)
    • 2 Most recent pay stubs
    • Most recent copy of bank statement(s)
  2. What are your fees?
  3. The fees for a loan with Tioga-Franklin will depend on the type of loan, as well as other individual factors. A loan officer can discuss these with you individually.

  4. Are there any up front costs?
  5. The only costs required up front are the appraisal and the cost for obtaining your credit report. The up front costs are approximately $400.00 for a residential loan application. Some property types, such as commercial properties, may require a higher appraisal cost.

  6. Is there a charge for a Pre-Approval letter?
  7. There is no charge for a Pre-Approval letter, however, the required financial documents must be provided for a loan officer to grant a pre-approval.

  8. How long will it take to close my mortgage loan?
  9. Generally the process takes about 4 weeks from the date of application to settlement.

Thinking about your dream home?

Our loan officers will guide you every step of the way.